# Do I pay Zakat on ISAs and crypto in the UK?

> Yes — if you can access the wealth, stocks and shares ISAs, cash ISAs and cryptocurrency are generally treated like other savings for Zakat at 2.5% of…

*Source: https://prayer-times.co.uk/answers/do-i-pay-zakat-on-isa-and-crypto · Page updated: 2026-07-17 · Independent, free UK prayer times.*

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Zakat

# Do I pay Zakat on ISAs and crypto in the UK?

Updated 2026-07-28

Quick Answer

Yes — if you can access the wealth, stocks and shares ISAs, cash ISAs and cryptocurrency are generally treated like other savings for Zakat at 2.5% of market value once above the Nisab. Locked pensions you cannot draw are usually treated differently.

## In detail

An ISA is a tax wrapper, not a Zakat exemption. Include the current market value of zakatable holdings.

Crypto that you own and can sell is zakatable at today’s fair market value in GBP.

For workplace pensions you cannot yet access, many scholars defer Zakat until funds are withdrawable — include only the accessible portion in the calculator.

This answer is not

A substitute for the board at the mosque you will pray in. Start times and iqamah differ. We do not sell listings or calculation methods.

## Sources

-   [Nisab standards — 612.36g silver / 87.48g gold](/zakat-calculator) — Classical weights; GBP value from live spot prices

## More in Zakat

-   [How do I calculate Zakat in the UK?](/answers/how-to-calculate-zakat-uk)
-   [What is the Zakat Nisab in the UK?](/answers/what-is-zakat-nisab-uk)
-   [Do I pay Zakat on gold jewellery in the UK?](/answers/do-i-pay-zakat-on-gold-jewellery)
-   [What is Zakat al-Fitr (Fitrana)?](/answers/what-is-zakat-al-fitr)

How to cite this page

UK Prayer Times. "Do I pay Zakat on ISAs and crypto in the UK?." https://prayer-times.co.uk/answers/do-i-pay-zakat-on-isa-and-crypto.html. Last updated 17 July 2026. Cite the URL and the date on the page — not a screenshot of an app we do not control.