# Dua for Debt Relief & Financial Difficulty: Arabic > The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from… *Source: https://prayer-times.co.uk/blog/dua-for-debt-relief-and-financial-difficulty · Page updated: 2026-07-17 · Independent, free UK prayer times.* --- Daily Duas · 2nd May 2026 · 5 min read ·Kaiser Khan # Dua for Debt Relief & Financial Difficulty: Arabic, English Meaning & Sunnah Reference Quick Answer Debt is one of the heaviest burdens a Muslim can carry — so much so that the Prophet ﷺ used to seek refuge from it in nearly every prayer. He also taught his beloved cousin Ali ibn Abi Talib (RA) a single short dua so powerful that he said: 'If you owed a debt the size of Mount Sabir, Allah would pay it off for you.' Last updated 17 July 2026 The dua the Prophet ﷺ taught Ali ibn Abi Talib (RA) for paying off a mountain of debt — Arabic text, transliteration, English meaning and the hadith from Jami at-Tirmidhi. Debt is one of the heaviest burdens a Muslim can carry — so much so that the Prophet ﷺ used to seek refuge from it in nearly every prayer. He also taught his beloved cousin Ali ibn Abi Talib (RA) a single short dua so powerful that he said: 'If you owed a debt the size of Mount Sabir, Allah would pay it off for you.' ## The dua for debt relief اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ Allahumma-kfini bi halalika 'an haramik, wa aghnini bi fadlika 'amman siwak. O Allah, suffice me with what You have made lawful so I have no need for what You have made unlawful, and enrich me from Your bounty so I have no need for anyone besides You. (Jami at-Tirmidhi 3563 — narrated by Ali ibn Abi Talib (RA), graded Hasan) ## A second dua specifically for debt and worry Abu Sa'id al-Khudri (RA) reported a second powerful dua the Prophet ﷺ taught a man overwhelmed by debt: 'Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal' — the same anxiety dua above. He told the man to say it morning and evening, and Allah relieved both his debt and his sadness (Sunan Abi Dawud 1555). ## How to use this dua - Recite morning and evening, and after every fard prayer if your situation is severe. - Pair it with effort — Allah blesses the means, but the means must be sought. Apply for the job, sell what is sellable, write down every debt, talk to creditors. - Avoid riba (interest-based borrowing) entirely — it is the root the Prophet ﷺ said erases barakah. - Give what little you can in sadaqah — the Prophet ﷺ said wealth is not decreased by charity (Sahih Muslim 2588). - Make the dua of the prophet Yunus (AS): 'La ilaha illa Anta subhanaka inni kuntu minaz-zalimin' — Allah promises to deliver the believer from distress when they say it (Surah al-Anbiya 21:87-88). ## Hadith reference The dua is in Jami at-Tirmidhi (3563) on the authority of Ali ibn Abi Talib (RA), graded Hasan. The full incident: a freed slave named Mukatab came to Ali and said he was unable to pay the price of his freedom. Ali taught him this dua and said: 'By Allah, if you owed a debt the size of Mount Sabir, Allah would pay it off for you.' Keep this site free Free prayer tools and independent information. A contribution covers hosting and the daily rebuild — it never buys a listing, a method or a mosque’s place in the directory. [Support the site](/support#readers) [Charity partners](/support#charities) ## More guides on this topic [ Daily Duas ### Dua When Waking Up: Arabic, Transliteration, English Meaning & Sunnah Reference 3 min read ](/blog/dua-when-waking-up)[ Ramadan & Eid ### Dua When Seeing the New Moon (Allahumma ahillahu): Arabic, English Meaning & Sunnah Reference 3 min read ](/blog/dua-when-seeing-the-new-moon)[ Daily Duas ### Dua for Anxiety, Sadness & Worry: Arabic, English Meaning & Hadith from Sahih al-Bukhari 5 min read ](/blog/dua-for-anxiety-and-sadness)[ Daily Duas ### Dua After Eating: Arabic, Transliteration, English Meaning & Hadith from Abu Dawud 4 min read ](/blog/dua-after-eating)